Investor Note: Sub-Account investment strategies, which include investing in specific sectors, foreign securities (both developed and developing markets), high yield securities, or small- and medium-sized securities may increase the risk and volatility of the funds. Changes in interest rates may affect the performance of fixed income (bond) funds. The value of bonds has an inverse relationship with changes in interest rates; if rates increase, bond values decrease and vice versa. Investors should consider the investment objectives, risks, and charges and expenses of the mutual fund carefully before investing.
The prospectus/summary prospectus contains this and other information. A prospectus/summary prospectus can be obtained by calling Nelson Securities at 800-345-7593 or the toll-free number listed above.
