Fixed Annuities Fixed annuities offer investors the powerful advantage of tax deferral and the predictability of fixed interest rates over the term of the contract. A product of the insurance industry, a tax-deferred fixed annuity allows you to put off paying taxes on the accumulated interest until it’s withdrawn. Whether you are seeking to help supplement your retirement savings plan or generate predictable income in retirement, a fixed annuity may be your solution.According to the Social Security Administration (2015), personal investments, savings, and earnings will generate 67% of your retirement income. With Social Security only generating 33%, your quality of life in your golden years will depend on how well you save for retirement.Indexed Annuities are also available through Nelson Securities. An indexed annuity is a type of fixed annuity whose returns are determined by specified equity and or bond index returns and are based on participation rates, which vary from different insurance companies. Participation rates typically have annual caps.While qualified retirement plans (401(k)s, 403(b)s, etc) typically offer participants the best savings vehicle for retirement, each have annual contribution limitations. IRAs and Roth IRAs carry contribution limitations as well. However, tax-deferred fixed annuities, though contributions are not tax-deductible, have virtually no contribution limits and assets grow completely tax-deferred until withdrawn. Earnings withdrawn are taxable as ordinary income and may be subject to an early withdrawal penalty if under age 59 ½.The bottom-line: assets growing tax-deferred will grow faster than those in taxable accounts earning the same rate of return.Call 1-800-345-7593 for current rates.Nelson Securities, Inc. is registered for annuity business in the majority of states across the country and offers extensive annuity services to help meet investors' unique goals, objectives, risk tolerance and liquidity needs.We provide our annuity account holders with the following unique services.Free Consultation - Each investor receives consultation with one of our Annuity Representatives on the benefits and suitability of investing in a fixed annuity. Our Annuity Representatives will also be able to assist you with other financial products to help meet all of your investment needs.1035 Exchange - NSI can help you execute a 1035 exchange replacing your existing fixed annuity contracts and/or life insurance policy cash values, without tax consequences with with a new annuity contract/insurance policy that may better meet your needs and objectives. Surrender charges may apply.NOT INSURED BY FDIC OR ANY FEDERAL GOVERNMENT AGENCY, MAY LOSE VALUE, NOT A DEPOSIT OF OR GUARANTEED BY ANY BANK OR ANY BANK AFFILIATE, SURRENDER CHARGES MAY APPLYLicensed in Most States**Not all products offered are available for all states in which we are licensed If you are interested in being contacted by Nelson Securities, Inc. regarding Fixed Annuities, please contact one of our Registered Representatives at 1-800-345-7593, Email Us or Ask a Question. Please specify Fixed Annuities.